*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --ink:#0d1117;--ink-mid:#1c2433;--ink-soft:#2e3d52;
  --gold:#c9a84c;--gold-lt:#e8d5a3;
  --cream:#f5f1eb;--cream-dk:#ede8df;
  --tx:#1a2030;--mu:#556070;--lt:#8a96a3;
  --sf:'DM Serif Display',Georgia,serif;
  --ss:'DM Sans',system-ui,sans-serif;
  --r:4px;
}
html{font-family:var(--ss);background:var(--cream);color:var(--tx);font-size:16px;line-height:1.6}

@keyframes fadeUp{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}
@keyframes blink{0%,100%{opacity:1}50%{opacity:0}}
@keyframes cardFlash{0%,100%{outline-color:transparent}45%{outline-color:var(--gold)}}
@media(prefers-reduced-motion:reduce){.hi>*{animation:none!important}}

/* ── Nav ── */
nav{background:var(--ink);padding:0 48px;display:flex;align-items:center;justify-content:space-between;height:64px;position:sticky;top:0;z-index:100}
.logo{font-family:var(--sf);font-size:22px;color:#fff;text-decoration:none;letter-spacing:-.5px;display:flex;align-items:center;gap:10px}
.logo span{color:var(--gold)}
.nav-links{display:flex;gap:28px;list-style:none;align-items:center}
.nav-links a{color:rgba(255,255,255,.62);font-size:14px;text-decoration:none;transition:color .2s}
.nav-links a:hover,.nav-links a.active{color:#fff}
.nav-links a.active:not(.nav-cta){position:relative}
.nav-links a.active:not(.nav-cta)::after{content:'';position:absolute;bottom:-4px;left:0;right:0;height:1.5px;background:var(--gold)}
.nav-cta{background:var(--gold);color:var(--ink)!important;padding:8px 18px;border-radius:var(--r);font-weight:500!important;font-size:13px!important}
.nav-cta:hover{background:var(--gold-lt)!important}

/* ── Hero ── */
.hero{background:var(--ink);padding:112px 48px 96px;position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;top:-80px;right:-80px;width:560px;height:560px;background:radial-gradient(circle,rgba(201,168,76,.20) 0%,transparent 70%);pointer-events:none}
.hi{max-width:1300px}
.ey{font-size:11px;font-weight:500;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:22px}
.h1h{font-family:var(--sf);font-size:58px;line-height:1.07;color:#fff;margin-bottom:26px;letter-spacing:-1.5px}
.h1h em{font-style:italic;color:var(--gold-lt)}
.hero p{font-size:17px;color:rgba(255,255,255,.56);max-width:100%;line-height:1.76;margin-bottom:42px;font-weight:300}
.hi>*{animation:fadeUp .6s ease both}
.hi>*:nth-child(1){animation-delay:.05s}
.hi>*:nth-child(2){animation-delay:.18s}
.hi>*:nth-child(3){animation-delay:.30s}
.hi>*:nth-child(4){animation-delay:.42s}
.ctas{display:flex;gap:16px;align-items:center;flex-wrap:wrap}
.bg{background:var(--gold);color:var(--ink);padding:13px 30px;border-radius:var(--r);font-weight:500;font-size:15px;cursor:pointer;border:none;transition:background .2s,transform .15s,box-shadow .15s;text-decoration:none;display:inline-block;font-family:var(--ss)}
.bg:hover{background:var(--gold-lt);transform:translateY(-2px);box-shadow:0 4px 14px rgba(201,168,76,.32)}
.bgh{border:1px solid rgba(255,255,255,.45);color:rgba(255,255,255,.82);padding:13px 30px;border-radius:var(--r);font-size:15px;cursor:pointer;background:rgba(255,255,255,.04);transition:border-color .2s,color .2s,transform .15s,background .2s;text-decoration:none;display:inline-block;font-family:var(--ss)}
.bgh:hover{border-color:rgba(255,255,255,.7);color:#fff;background:rgba(255,255,255,.08);transform:translateY(-2px)}
.bd{background:var(--ink);color:#fff;padding:13px 30px;border-radius:var(--r);font-weight:500;font-size:15px;cursor:pointer;border:none;transition:background .2s,transform .15s;text-decoration:none;display:inline-block;white-space:nowrap;font-family:var(--ss)}
.bd:hover{background:var(--ink-mid);transform:translateY(-2px)}

/* ── Stats bar ── */
.hbar{background:var(--ink-mid);border-top:2px solid rgba(201,168,76,.3);padding:22px 48px;display:flex;gap:52px;flex-wrap:wrap}
.sn{font-family:var(--sf);font-size:28px;color:var(--gold);display:block;letter-spacing:.02em}
.sl{font-size:12px;color:rgba(255,255,255,.4);letter-spacing:.05em;text-transform:uppercase}

/* ── Sections ── */
section{padding:88px 48px}
.inn{max-width:1080px;margin:0 auto}
.se{font-size:11px;font-weight:500;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:14px}
.st{font-family:var(--sf);font-size:40px;color:var(--tx);line-height:1.14;letter-spacing:-.8px;margin-bottom:18px}
.sl2{font-size:16px;color:var(--mu);max-width:560px;line-height:1.74;margin-bottom:52px;font-weight:300}

/* ── Page header ── */
.pg{background:var(--ink);padding:72px 48px}
.pgi{max-width:800px}
.pgi-wide{max-width:1300px}
.pg .pgi-wide p{max-width:100%}
.pgi .ey{color:var(--gold)}
.pg h1{font-family:var(--sf);font-size:50px;color:#fff;margin-bottom:14px;letter-spacing:-1px;line-height:1.1}
.pg p{font-size:16px;color:rgba(255,255,255,.5);font-weight:300;max-width:560px;line-height:1.74}

/* ── Grids ── */
.grid-2col{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:start}
.grid-service-cards{display:grid;grid-template-columns:repeat(5,1fr);gap:16px}
.ironlock-grid{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center;padding:88px 0}
.grid-about-hero{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.grid-certs{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:24px}
.grid-regulatory{display:grid;grid-template-columns:repeat(4,1fr);gap:2px}
.grid-contact{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}
.grid-enf{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.grid-oblig{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.enf-section{padding:48px}

/* ── Service cards (index) ── */
.svc-card{background:#fff;padding:32px 28px;text-decoration:none;display:flex;flex-direction:column;gap:0;border-radius:6px;position:relative;overflow:hidden;transition:background .2s,transform .2s,box-shadow .2s}
.svc-card:hover{background:var(--cream);transform:translateY(-4px);box-shadow:0 10px 32px rgba(13,17,23,.09)}
.svc-card::after{content:'→';position:absolute;bottom:20px;right:22px;font-size:13px;color:var(--gold);opacity:0;transform:translateX(-6px);transition:opacity .2s,transform .2s}
.svc-card:hover::after{opacity:1;transform:translateX(0)}

/* ── Service detail ── */
.sd{padding:68px 48px;border-bottom:1px solid var(--cream-dk)}
.sd:nth-child(even){background:#fff}
.sdi{max-width:1080px;margin:0 auto;display:flex;flex-direction:column;gap:40px}
.sdi-split{display:grid;grid-template-columns:2fr 1fr;gap:48px;align-items:start}
.sd-cards-3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.sd-cards-1{max-width:700px;width:100%;margin:0 auto;display:flex;flex-direction:column;gap:12px}
.sd-cards .px{margin-bottom:0}
.sd-cards .aa{margin-top:0}
.sd h2{font-family:var(--sf);font-size:32px;color:var(--tx);margin-bottom:12px;letter-spacing:-.5px;line-height:1.15}
.sdesc{font-size:15px;color:var(--mu);line-height:1.78;margin-bottom:26px}
.dl{list-style:none;display:flex;flex-direction:column;gap:9px;margin-bottom:18px}
.dl li{font-size:14px;color:var(--mu);padding-left:17px;position:relative;line-height:1.55}
.dl li::before{content:'—';position:absolute;left:0;color:var(--gold)}
.ar{font-size:12px;color:var(--lt);margin-top:10px;border-top:1px solid var(--cream-dk);padding-top:10px}
.mt{display:inline-block;background:rgba(201,168,76,.1);color:var(--gold);font-size:11px;font-weight:500;padding:3px 10px;border-radius:2px;letter-spacing:.06em;margin-bottom:16px;text-transform:uppercase}
.ob{background:var(--cream);border:1px solid var(--cream-dk);border-radius:6px;padding:20px 22px;margin-top:9px}
.obl{font-size:11px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--gold);margin-bottom:9px}
.ob p{font-size:14px;color:var(--mu);line-height:1.7;font-style:italic}

/* ── Pricing ── */
.px{background:var(--ink);border-radius:6px;padding:24px;margin-bottom:9px}
.pxl{font-size:11px;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.3);margin-bottom:7px}
.pxa{font-family:var(--sf);font-size:34px;color:#fff;margin-bottom:4px}
.pxn{font-size:13px;color:rgba(255,255,255,.36);margin-bottom:16px;line-height:1.5}
.pxf{font-size:13px;color:rgba(255,255,255,.6);padding:5px 0;border-bottom:1px solid rgba(255,255,255,.06);display:flex;gap:7px;align-items:baseline;line-height:1.4}
.pxf::before{content:'✓';color:var(--gold);font-size:12px;flex-shrink:0}
.pxb{display:block;background:var(--gold);color:var(--ink);text-align:center;padding:11px;border-radius:var(--r);font-weight:500;font-size:14px;margin-top:16px;cursor:pointer;border:none;width:100%;transition:background .2s,transform .15s,box-shadow .15s;font-family:var(--ss);text-decoration:none}
.pxb:hover{background:var(--gold-lt);transform:translateY(-2px);box-shadow:0 4px 12px rgba(201,168,76,.28)}
.sd-cards-3 .px{display:flex;flex-direction:column}
.sd-cards-3 .pxb{margin-top:auto}
.aa{margin-top:9px;padding:16px 18px;border:1px solid var(--cream-dk);border-radius:6px;background:var(--cream)}
.aal{font-size:11px;color:var(--lt);text-transform:uppercase;letter-spacing:.08em;margin-bottom:7px}
.aa p{font-size:13px;color:var(--mu);line-height:1.65}
.aal2{font-size:13px;color:var(--gold);margin-top:7px;display:block;text-decoration:none}
.aal2:hover{text-decoration:underline}

/* ── Service section variants ── */
.sd-dark{background:var(--ink);border-bottom-color:rgba(255,255,255,.06)}
.sd-dark h2{color:#fff}
.sd-dark .sdesc{color:rgba(255,255,255,.55)}
.sd-dark .dl li{color:rgba(255,255,255,.55)}
.sd-dark .dl li::before{color:var(--gold)}
.sd-dark .ar{color:rgba(255,255,255,.28);border-top-color:rgba(255,255,255,.07)}
.sd-dark .ob{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.08)}
.sd-dark .ob p{color:rgba(255,255,255,.5)}
.sd-dark .obl{color:var(--gold)}
/* ── Terminal cursor ── */
.term-cursor{animation:blink 1s step-end infinite;color:var(--gold);font-size:11px;margin-left:2px;vertical-align:middle}
/* ── Pricing card flash ── */
.px-flash{outline:2px solid transparent;animation:cardFlash .7s ease forwards}

/* ── Markets ── */
.mkt{background:var(--ink);border-top:1px solid rgba(255,255,255,.06);padding:44px 48px}
.mkti{max-width:1080px;margin:0 auto}
.mkte{font-size:11px;font-weight:500;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:22px}
.mktg{display:grid;grid-template-columns:repeat(4,1fr);gap:2px}
.mkti2{padding:16px 18px;background:rgba(255,255,255,.03)}
.mktf{font-size:13px;font-weight:500;color:#fff;margin-bottom:3px;display:flex;align-items:center;gap:7px}
.mktd{font-size:11px;color:rgba(255,255,255,.36);line-height:1.55}
.mb{font-size:9px;font-weight:500;letter-spacing:.07em;text-transform:uppercase;padding:2px 6px;border-radius:2px;margin-left:4px}
.ml{background:rgba(40,200,100,.15);color:rgba(40,200,100,.9)}
.ms{background:rgba(201,168,76,.15);color:rgba(201,168,76,.9)}
.mu2{background:rgba(100,160,255,.15);color:rgba(100,160,255,.9)}

/* ── CTA banner ── */
.ctas2{background:var(--gold);background-image:repeating-linear-gradient(-45deg,transparent,transparent 12px,rgba(0,0,0,.035) 12px,rgba(0,0,0,.035) 13px);padding:60px 48px;display:flex;align-items:center;justify-content:space-between}
.ctas2 h2{font-family:var(--sf);font-size:32px;color:var(--ink);letter-spacing:-.5px;max-width:480px;line-height:1.2}

/* ── Footer ── */
footer{background:var(--ink);padding:44px 48px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:16px}
.fl{font-family:var(--sf);font-size:18px;color:#fff;text-decoration:none;display:flex;align-items:center;gap:9px}
.fl span{color:var(--gold)}
.fm{font-size:12px;color:rgba(255,255,255,.26)}
.fls{display:flex;gap:22px;list-style:none}
.fls a{font-size:13px;color:rgba(255,255,255,.36);text-decoration:none;transition:color .2s}
.fls a:hover{color:rgba(255,255,255,.76)}
/* ── Footer tagline ── */
.fb{display:flex;flex-direction:column;gap:8px}
.fts{font-size:12px;color:rgba(255,255,255,.3);line-height:1.5;max-width:280px}
.fts a{color:rgba(255,255,255,.42);text-decoration:none;transition:color .2s}
.fts a:hover{color:rgba(255,255,255,.7)}

/* ── Assessment ── */
.ac{background:var(--cream);padding:56px 48px}
.ai{max-width:720px;margin:0 auto}
.acard{background:#fff;border:1px solid var(--cream-dk);border-radius:8px;padding:40px 44px}
.apr{height:4px;background:var(--cream-dk);border-radius:2px;margin-bottom:32px}
.apb{height:4px;background:var(--gold);border-radius:2px;transition:width .4s ease}
.aqn{font-size:11px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
.aqt{font-family:var(--sf);font-size:22px;color:var(--tx);line-height:1.32;margin-bottom:8px;letter-spacing:-.3px}
.ani{font-size:11px;color:var(--lt);font-style:italic;margin-bottom:22px;padding:8px 12px;background:rgba(201,168,76,.06);border-radius:var(--r);border-left:2px solid rgba(201,168,76,.3);line-height:1.5}
.aos{display:flex;flex-direction:column;gap:9px;margin-bottom:26px}
.ao{border:1px solid var(--cream-dk);border-radius:var(--r);padding:13px 17px;cursor:pointer;font-size:14px;color:var(--mu);line-height:1.5;transition:border-color .2s,background .2s;text-align:left;background:#fff;width:100%;font-family:var(--ss)}
.ao:hover{border-color:var(--gold);background:rgba(201,168,76,.04);color:var(--tx)}
.ao.sel{border-color:var(--gold);background:rgba(201,168,76,.08);color:var(--tx);font-weight:500}
.anav{display:flex;justify-content:space-between;align-items:center}
.abk{background:none;border:1px solid var(--cream-dk);color:var(--mu);padding:10px 22px;border-radius:var(--r);cursor:pointer;font-family:var(--ss);font-size:14px;transition:border-color .2s}
.abk:hover{border-color:var(--gold)}
.anx{background:var(--ink);color:#fff;border:none;padding:10px 24px;border-radius:var(--r);cursor:pointer;font-family:var(--ss);font-size:14px;font-weight:500;transition:background .2s}
.anx:hover{background:var(--ink-soft)}
.anx:disabled{opacity:.4;cursor:not-allowed}
.rd{margin-bottom:16px}
.rl{display:flex;justify-content:space-between;margin-bottom:5px;font-size:14px;font-weight:500;color:var(--tx)}
.rb{height:7px;background:var(--cream-dk);border-radius:4px}
.rbb{height:7px;border-radius:4px;transition:width .7s ease}
.rs{padding:18px 20px;margin-bottom:22px;border-left:3px solid var(--gold);background:rgba(201,168,76,.05)}
.ec{border:1px solid var(--cream-dk);border-radius:6px;padding:22px 24px;margin-top:20px;background:var(--cream)}
.ecl{font-size:11px;font-weight:500;letter-spacing:.08em;text-transform:uppercase;color:var(--gold);margin-bottom:6px}
.ec p{font-size:13px;color:var(--mu);line-height:1.6;margin-bottom:14px}
.er{display:flex;gap:10px}
.ei{flex:1;border:1px solid var(--cream-dk);border-radius:var(--r);padding:10px 13px;font-family:var(--ss);font-size:14px;color:var(--tx);background:#fff;outline:none;transition:border-color .2s}
.ei:focus{border-color:var(--gold)}
.es{background:var(--ink);color:#fff;border:none;padding:10px 20px;border-radius:var(--r);cursor:pointer;font-family:var(--ss);font-size:14px;font-weight:500;white-space:nowrap;transition:background .2s}
.es:hover{background:var(--ink-soft)}
.eco{font-size:11px;color:var(--lt);margin-top:8px;line-height:1.5}
.rc{background:var(--ink);color:#fff;border:none;padding:14px 28px;border-radius:var(--r);cursor:pointer;font-family:var(--ss);font-size:15px;font-weight:500;margin-top:22px;width:100%;transition:background .2s}
.rc:hover{background:var(--ink-soft)}
.ret{font-size:12px;color:var(--lt);text-align:center;margin-top:14px;cursor:pointer}
.ret:hover{color:var(--mu)}

/* ── Contact ── */
.booking-cta{display:block;background:var(--gold);color:var(--ink);text-align:center;padding:18px 24px;border-radius:var(--r);font-weight:500;font-size:16px;text-decoration:none;margin-bottom:16px;transition:background .2s,transform .15s,box-shadow .15s;font-family:var(--ss)}
.booking-cta:hover{background:var(--gold-lt);transform:translateY(-2px);box-shadow:0 6px 18px rgba(201,168,76,.3)}
.ctf{background:#fff;border:1px solid var(--cream-dk);border-radius:6px;padding:34px}
.fg{margin-bottom:14px}
.fg label{font-size:12px;font-weight:500;color:var(--mu);text-transform:uppercase;letter-spacing:.06em;display:block;margin-bottom:6px}
.fg input,.fg select,.fg textarea{width:100%;border:1px solid var(--cream-dk);border-radius:var(--r);padding:10px 13px;font-family:var(--ss);font-size:14px;color:var(--tx);background:var(--cream);outline:none;transition:border-color .2s}
.fg input:focus,.fg select:focus,.fg textarea:focus{border-color:var(--gold);background:#fff}
.fg textarea{resize:vertical;min-height:88px}
.fg-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.fsb{background:var(--ink);color:#fff;border:none;padding:13px 30px;border-radius:var(--r);font-family:var(--ss);font-size:15px;font-weight:500;cursor:pointer;width:100%;transition:background .2s,transform .15s}
.fsb:hover{background:var(--ink-soft);transform:translateY(-2px)}
.fnt{font-size:12px;color:var(--lt);text-align:center;margin-top:12px}
.fq{border-bottom:1px solid var(--cream-dk);padding:18px 0}
.fqq{font-size:15px;font-weight:500;color:var(--tx);margin-bottom:8px}
.fqa{font-size:14px;color:var(--mu);line-height:1.72}

/* ── Privacy ── */
.privacy-wrap{max-width:720px;margin:0 auto;padding:64px 48px}
.updated{font-size:12px;color:var(--lt);display:block;margin-bottom:28px}
.privacy-wrap h2{font-family:var(--sf);font-size:24px;color:var(--tx);margin-top:36px;margin-bottom:12px;letter-spacing:-.3px}
.privacy-wrap p{font-size:15px;color:var(--mu);line-height:1.8;margin-bottom:14px}
.privacy-wrap a{color:var(--gold)}

/* ── Enquiry modal ── */
.eq-modal{display:none;position:fixed;top:0;left:0;right:0;bottom:0;background:rgba(0,0,0,.55);z-index:200;align-items:center;justify-content:center;padding:20px}
.eq-modal.is-open{display:flex}
.eq-card{background:#fff;border-radius:8px;padding:36px;width:100%;max-width:520px;max-height:90vh;overflow-y:auto;overscroll-behavior:contain;position:relative}
.eq-close{position:absolute;top:14px;right:16px;background:none;border:none;font-size:20px;cursor:pointer;color:var(--lt);padding:4px 8px;line-height:1}
.eq-close:hover{color:var(--tx)}
.eq-hd{font-family:var(--sf);font-size:22px;color:var(--tx);margin-bottom:6px;letter-spacing:-.3px;padding-right:28px}
.eq-sub{font-size:14px;color:var(--mu);margin-bottom:22px}
body.eq-open{overflow:hidden}

/* ── Mobile nav overlay ── */
.nav-ham{display:none;font-size:24px;background:none;border:none;color:#fff;cursor:pointer;padding:8px;line-height:1}
.mob-nav{display:none;position:fixed;top:0;left:0;width:100%;height:100%;background:var(--ink);z-index:999;flex-direction:column;align-items:center;justify-content:center;gap:32px}
.mob-nav.is-open{display:flex}
.mob-nav a{font-size:24px;color:rgba(255,255,255,.8);text-decoration:none;font-family:var(--ss);min-height:44px;display:flex;align-items:center}
.mob-nav a:hover{color:#fff}
.mob-nav .mob-nav-cta{color:var(--gold)}
.mob-nav-close{position:absolute;top:16px;right:20px;font-size:28px;background:none;border:none;color:rgba(255,255,255,.7);cursor:pointer;padding:8px;line-height:1}
body.menu-open{overflow:hidden}

/* ── Tablet (≤1024px) ── */
@media(max-width:1024px){
  .grid-service-cards{grid-template-columns:repeat(2,1fr)}
  .mktg{grid-template-columns:repeat(2,1fr)}
  .grid-enf{grid-template-columns:repeat(2,1fr)}
}

/* ── Mobile (≤768px) ── */
@media(max-width:768px){
  body{overflow-x:hidden}

  /* Nav */
  nav{padding:0 20px}
  .nav-links{display:none}
  .nav-ham{display:block}

  /* Hero */
  .hero{padding:56px 24px 48px}
  .h1h{font-size:32px;letter-spacing:-.5px}
  .hero p{font-size:15px;margin-bottom:32px}
  .ctas{flex-direction:column}
  .ctas .bg,.ctas .bgh{width:100%;text-align:center;display:block;box-sizing:border-box}

  /* Stats bar */
  .hbar{padding:16px 20px;gap:20px}
  .sn{font-size:20px}

  /* Sections */
  section{padding:48px 20px}
  .enf-section{padding:40px 20px}
  .pg{padding:40px 20px}
  .pg h1{font-size:32px}
  .st{font-size:28px;letter-spacing:-.4px}

  /* Grids → single column */
  .grid-2col{grid-template-columns:1fr;gap:36px}
  .grid-2col>div:first-child{padding-right:0!important;border-right:none!important}
  .grid-service-cards{grid-template-columns:1fr}
  .sdi-split{grid-template-columns:1fr}
  .ironlock-grid{grid-template-columns:1fr;gap:32px;padding:48px 0}
  .grid-about-hero{grid-template-columns:1fr;gap:24px}
  .grid-contact{grid-template-columns:1fr;gap:32px}

  /* Markets / regulatory → 2 col */
  .mktg{grid-template-columns:1fr 1fr}
  .mkt{padding:32px 20px}
  .grid-regulatory{grid-template-columns:1fr 1fr}
  .grid-certs{grid-template-columns:1fr 1fr}
  .grid-enf{grid-template-columns:1fr}
  .grid-oblig{grid-template-columns:1fr}
  .fg-row{grid-template-columns:1fr}

  /* Service detail */
  .sd{padding:40px 20px}
  .sdi{gap:24px}
  .sd-cards-3{grid-template-columns:1fr}
  .sd-cards-1{max-width:100%}

  /* Inline-padding section overrides */
  .ironlock-wrap{padding-left:20px!important;padding-right:20px!important}
  .about-hero-section{padding:40px 20px!important}
  .contact-section{padding:48px 20px!important}

  /* Assessment */
  .ac{padding:32px 16px}
  .acard{padding:24px 20px}
  .ao{min-height:52px;padding:14px 16px}
  .anav{gap:10px}
  .abk,.anx{flex:1}
  .er{flex-direction:column}

  /* CTA strip */
  .ctas2{flex-direction:column;align-items:flex-start;padding:40px 20px;gap:20px}
  .ctas2 h2{font-size:22px;max-width:100%}
  .ctas2 .bd{width:100%;text-align:center;display:block;box-sizing:border-box}

  /* Footer */
  footer{flex-direction:column;align-items:center;text-align:center;padding:36px 20px;gap:24px}
  .fls{flex-wrap:wrap;justify-content:center;gap:14px}

  /* Privacy */
  .privacy-wrap{padding:40px 20px}

  /* Contact — booking CTA first on mobile */
  .grid-contact>div:last-child{order:-1}

  /* Footer tagline */
  .fb{align-items:center}
  .fts{text-align:center;max-width:100%}

  /* General */
  img{max-width:100%;height:auto}
  .eq-modal{padding:0;align-items:flex-end}
  .eq-card{border-radius:12px 12px 0 0;max-height:92vh;padding:24px 20px}
}

/* Regulatory exposure table */
.reg-table-wrap{overflow-x:auto;margin:2rem 0;border-radius:8px;border:1px solid var(--border,#e5e2d9)}
.reg-table{width:100%;border-collapse:collapse;font-size:14px;background:white}
.reg-table thead{background:#1a1a1a;color:white}
.reg-table th{padding:12px 16px;text-align:left;font-weight:500;font-size:13px;letter-spacing:0.02em}
.reg-table td{padding:14px 16px;border-bottom:1px solid #f0ede6;vertical-align:top;line-height:1.5}
.reg-table tr:last-child td{border-bottom:none}
.reg-table tr:hover td{background:#fafaf8}
.reg-table tr.row-highlight td{background:#fdf8ec}
.reg-abbr{font-size:12px;color:#888;font-weight:400;display:block;margin-top:2px}
.badge-enforced{background:#dcfce7;color:#166534;font-size:11px;font-weight:500;padding:2px 8px;border-radius:4px;display:inline-block;margin-bottom:2px}
.badge-imminent{background:#fef3c7;color:#92400e;font-size:11px;font-weight:500;padding:2px 8px;border-radius:4px;display:inline-block;margin-bottom:2px}
.reg-table-close{font-size:15px;color:#4a4a4a;margin-top:1.5rem;font-style:italic}

/* ── Banner strip utilities ── */
.sd-divider{background:var(--ink);padding:18px 48px}
.sd-divider-inner{max-width:1300px;margin:0 auto}
.sd-divider p{font-size:11px;font-weight:500;letter-spacing:.1em;text-transform:uppercase;color:rgba(255,255,255,.35);margin:0}
.jur-strip{background:var(--ink);padding:28px 48px;text-align:center}
.jur-strip p{font-size:14px;color:rgba(255,255,255,.55);margin:0}
@media(max-width:768px){
  .sd-divider{padding:14px 20px}
  .jur-strip{padding:18px 20px}
  .sd h2{font-size:26px}
  .pxa{font-size:28px}
}

.section{padding:72px 48px}
.section .container{max-width:1300px;margin:0 auto}
.section-eyebrow{font-size:11px;font-weight:500;letter-spacing:.12em;text-transform:uppercase;color:var(--gold);margin-bottom:22px}
.section-title{font-family:var(--sf);font-size:38px;color:var(--tx);line-height:1.15;letter-spacing:-.5px;margin-bottom:18px}
.section-intro{font-size:16px;color:var(--mu);line-height:1.75;max-width:720px;margin-bottom:32px}
@media(max-width:768px){
  .reg-table th:nth-child(2),.reg-table td:nth-child(2){display:none}
  .section{padding:48px 20px}
  .section-title{font-size:28px}
}